Insurance Review - https://nessie.uihr.uillinois.edu/cf/benefits/index.cfm?Item_ID=55
- There are two types of health care plans available: an Indemnity plan called the Quality Care Health Plan (QCHP), and two Managed Care plans: a Health Management Organization Plan (HMO) and an Open Access Plan (OAP). Not all Managed Care plans are available in all areas.
- Champaign County only has these 5 options
- Quality Health Care Plan - State Managed, Most Comprehensive, Use anywhere in the country, International Coverage Available
- Can pick any doctor
- Out-of-pocket expenses are significantly increased when using a NON-QCHP network provider or facility
- HMO - Health Maintenance Organization - https://nessie.uihr.uillinois.edu/cf/index.cfm?Item_ID=59
- Geographically restricted - must pick a primary physician
- Health Alliance HMO - go to https://healthalliance.org/Guests/ProviderSearch?directoryName=EAH to search for doctors or facilities
- 3/1/2018 - OSF Heath Care does accept our insurances after buy out (https://blogs.uofi.uillinois.edu/view/1418/609640)
- Coventry Health Care HMO - go to http://chcillinois.coventryhealthcare.com/services-and-support/members/locate-a-provider/index.htm to search for doctors or facilities
- OAP - Open Access Plan - https://nessie.uihr.uillinois.edu/cf/index.cfm?Item_ID=62
- Health Link OAP -
- Coventry Care OAP
- Quality Health Care Plan - State Managed, Most Comprehensive, Use anywhere in the country, International Coverage Available